Ontario Real Estate
BUYING WITH ZEVY

A clearer path to your next home.

From your first search to closing day, get thoughtful guidance at every step—and see how a buyer rebate could help you keep more.

Home buyers and their agent outside a house
YOUR NEXT CHAPTERFind a place to call yours.
HOW BUYING WITH ZEVY WORKS

From first conversation
to front door.

Follow the journey at your own pace. Each step gives you a clearer decision to make and someone to guide you through it.

THE ROAD HOMEEvery move starts somewhere.

Scroll through the steps, then explore what a buyer rebate could mean for your budget.

Skip to rebate estimate
  1. YOUR PLAN

    Tell us what home means to you

    Start with a conversation about your preferred areas, timing and must-haves. We will explain representation, the search process and how a buyer rebate may apply.

    Your starting point: priorities, timeline and the questions you want answered.
  2. YOUR BUDGET

    Make the numbers work

    Set a comfortable budget with a lender or mortgage broker of your choice. Account for the down payment, land transfer tax and other closing costs before touring.

    Your takeaway: a price range that fits your life, not just a maximum approval.
  3. YOUR SEARCH

    Search, shortlist and tour

    Explore homes across your chosen communities. Compare features and neighbourhoods, save favourites and arrange showings for the places that feel right.

    Your tools: property search, saved homes and local context.
  4. YOUR OFFER

    Make an informed offer

    Review comparable sales, offer price, deposit, conditions and dates together. Your agent prepares and negotiates the offer, then helps coordinate any agreed conditions.

    Your decision: the terms you are comfortable signing.
  5. YOUR CLOSING

    Prepare for closing day

    Work with your lender and lawyer to finalize financing, insurance and closing documents. Confirm any eligible buyer rebate under your written agreement.

    Your milestone: keys in hand and a clear record of the final costs.
  6. WELCOME HOME

    Your next chapter begins.

    Now that you have the keys, settle in and make the space your own.

THE BUYER REBATE

The home is yours.
More of your money can be, too.

When an eligible purchase closes with zevy as your buyer representative, a portion of the buyer-side commission may be returned to you. We will explain the calculation and conditions before you make a decision.

Estimate your rebate
Run your numbers

See what you could keep.

Move the slider to explore an illustrative buyer rebate at different home prices. Your actual rebate depends on the purchase and your agreement.

Learn MoreRebate eligibility, terms and actual amounts must be confirmed before making an offer.
Buyer rebate calculator

What could you get back?

$500,000$900,000$3,500,000+
Estimated Savings$4,500Based on 0.5% commission savings

Asking price may differ from the sale price. This is an illustration, not a quote or guarantee of savings. HST and other costs are excluded.

Buyers standing with an agent outside a home
SUPPORT THAT FITS YOU

Move forward at your pace.

Already have a lender? Bring them. Still exploring neighbourhoods? Start there. We will help you connect the search, your budget and the offer process without rushing your decision.

  • Search and compare homes across your preferred cities
  • Understand costs before you make an offer
  • Review your rebate eligibility and terms clearly
Talk about your plans
READY WHEN YOU ARE

Let’s find your next home.

Explore properties
BUYER QUESTIONS

Good questions deserve clear answers.

Here are a few things to know before you start. For details specific to your purchase, speak with your agent, lender or lawyer.

How does the buyer rebate work?

For an eligible purchase represented by zevy, part of the buyer-side commission may be returned to you. The amount, timing and eligibility depend on the commission received and the terms of your written agreement. Ask for those terms before signing.

When will I know the exact rebate amount?

We can show an estimate while you search. The final amount can be confirmed once the purchase price and applicable commission are known and the agreement terms have been reviewed. Calculator estimates are illustrative.

Do I have to use a particular mortgage lender?

No. You can choose a lender or mortgage broker that suits you. Compare the total borrowing cost and confirm your financing directly with that provider.

What costs should I plan for besides the down payment?

Plan for land transfer tax where applicable, legal fees, title insurance, inspections, moving expenses and any adjustments on closing. Your lawyer and lender can provide estimates for your specific transaction.

What happens after my offer is accepted?

You will work through any agreed conditions, arrange financing and insurance, and provide documents to your lawyer. Your agent coordinates the transaction and keeps you informed of key dates.

Can I make an offer with conditions?

Offer terms depend on the property and your comfort with the risks. Common conditions may relate to financing, inspection or review of condominium documents. Discuss them with your agent and lawyer before you sign.

ZEVY · Listing information

Terms of Use for PropTx/TRREB data

Please review before accepting.

Terms of Use

Minimum Terms of Use contents to be included in Member VOW as per PropTx’s MLS® Rules and Polices. A Member's VOW must obtain the identity of each Consumer and obtain each Consumer's agreement to Terms of Use of the VOW, as follows:

(a) Consumers must provide their name and a valid email address. The Member must send an email to the address provided by the Consumer confirming that the Consumer has agreed to the Terms of Use (described in paragraph 7(c) below). The Consumer may be permitted to access the VOW only after the Member has verified that the email address provided is valid and that the Consumer agreed to the Terms of Use.

(b) The Consumer must supply a username and a password, the combination of which must be different from those of all other Consumers on the VOW, before being permitted to search and retrieve Listing Information via the VOW. The username and password may be established by the Consumer or may be supplied by the Member, at the option of the Member. An email address may be associated with only one username and password. Consumers' passwords may be valid for up to 90 days, after which such passwords must be renewed or reconfirmed. The Member must, at all times, maintain a record of the name and email address supplied by the Consumer, and the username and current password of each Consumer. Such records must be kept for not less than 180 days after the expiration of the validity of the Consumer's password. If PropTx has reason to believe that a Member's VOW has been the cause of, or permitted a breach in, the security of the MLS® data or a violation of this VOW Policy, or the MLS® Rules and Policies (including the VOW Rules) related to use by one or more Consumers, the Member shall, upon request of PropTx, provide to PropTx a copy of the record of the name, email address, username, current password, and audit trail, if required, of any Consumer identified by PropTx to be suspected of involvement in the breach or violation.

(c) The Consumer must be required to affirmatively express agreement to a "Terms of Use" agreement that requires the Consumer to open and review an agreement that provides at least the following:

(i) That the Consumer acknowledges entering into a lawful broker-consumer relationship with the Member.

(ii) That all MLS® data obtained from the VOW is intended only for the Consumer's personal, non-commercial use.

(iii) That the Consumer has a bona fide interest in the purchase, sale, or lease of real estate of the type being offered through the VOW.

(iv) That the Consumer will not copy, redistribute, retransmit, or otherwise use any of the data or Listing Information provided, except in connection with the Consumer's consideration of the purchase, sale, or lease of an individual property.

(v) That the Consumer acknowledges PropTx' s ownership of, and the validity of PropTx's proprietary rights and copyright in the MLS® database, MLS® data, PropTx's MLS® System, and Listing Information.

(vi) That the Consumer will not, directly or indirectly, display, post, disseminate, distribute, publish, broadcast, transfer, sell or sublicense any Listing Information to another individual or entity. The prohibited uses expressly include "scraping" (including "screen scraping" and "database scraping"), "data mining" or any other activity intended to collect, store, re-organize, summarize or manipulate any Listing Information or any related data.

(vii) After the Consumer has opened for viewing the Terms of Use agreement, a "mouse click" is sufficient to acknowledge agreement to those terms. The Terms of Use agreement may not impose a financial obligation on the Consumer or create any representation agreement between the Consumer and the Member.

(viii) The Terms of Use agreement shall also expressly authorize PropTx, and other PropTx Members or their duly authorized representatives, to access the VOW for the purposes of verifying compliance with MLS® Rules and Policies (including the VOW Rules) and monitoring the display of Members' Listings by the VOW.

(ix) Every VOW must display a privacy policy that boldly informs Consumers of, and obtains Consumers' consent to, all the ways in which Personal Information that they provide may be collected, used or disclosed, including the fact that Personal Information may be shared with PropTx for auditing and/or legal purposes.

Your relationship with Zevy

You enter a lawful broker-consumer relationship with International Realty Firm Inc., Brokerage, assisted by Team Zevy. This does not create a representation agreement or a financial obligation.

You have a bona fide interest in buying, selling or leasing real estate.

Permitted use of listing information

  • Listing information is for your personal, non-commercial consideration of an individual property only. You are not using this consumer website as a realtor, data reseller or for any other commercial purpose.
  • You may use listing information only to consider buying, selling or leasing an individual property. Any limited permission for that purpose does not override the separate prohibitions below.
  • Do not share, display, post, publish, broadcast, distribute, transfer, sell or sublicense listing information to another person or organization, directly or indirectly. This includes supplying it to any AI system or technology that collects, stores, reorganizes, analyzes, summarizes or manipulates listing information or related data.
  • Screen scraping, database scraping, data mining and other activities intended to collect, store, reorganize, summarize or manipulate listing information or related data are prohibited.

Ownership and copyright

You acknowledge PropTx Innovations Inc.’s and the Toronto Regional Real Estate Board’s (TRREB) ownership of, and the validity of their proprietary rights and copyright in, the MLS® database, MLS® data, MLS® systems and listing information.

PropTx MLS® data © PropTx Innovations Inc. and the Toronto Regional Real Estate Board (TRREB). All rights reserved.

Accuracy of listing information

Listing information is deemed reliable but is not guaranteed accurate by PropTx or the Toronto Regional Real Estate Board (TRREB).

Account access and renewal

  • Restricted listing information requires a verified account and explicit account acceptance of these terms. Use your verified account and real name.
  • Account listing access must be explicitly renewed at least every 90 days. Signed-in sessions end after 60 minutes of inactivity.
  • Passwords remain securely hashed. Reusable session tokens are excluded from audit exports.

Privacy, records and compliance

You authorize PropTx, the Association, their members and authorized representatives to access this website to verify compliance and monitor listing display.

  • Zevy records your verified identity, terms acceptance, access validity and authenticated listing activity for security and compliance. These records may be shared with PropTx or the Association for audit or legal purposes.
  • Compliance records are retained for at least 180 days after access validity expires. Legal holds may extend retention.
  • Read the site’s Terms of Service, Privacy Policy and CREA terms before accepting.

Terms of Service · Privacy Policy · CREA terms